A template (or content template) is a predefined structure/design that you can use any time by inserting it in page. In the editor context, a template is stored in a .ktpl file that you can insert in page. The main role of a content template is to reduce work time and minimize editing.
For example, if at the end of the week you summarize in your blog ("online diary") the main event that happened in each day, a template will save you significant time: you do not have to write the common part every week (a table, days etc.).
You can create this template directly in the 
 editor:
	
	
	          
Then save the content as 
 a .ktpl template file (select it, right-click, 
 and choose the Save as Template option):
	
	
	                   
	In the window that opens, enter a name for the .ktpl 
 file (only the name, and not the extension as well), and on the left select 
 the folder where you want to save it:
	
	
	                   
	Note: Click here 
 to learn more about configuring the Remote File Explorer 
 window when saving a new template.
Once saved on the remote server, you can access the 
 template file at any later time - click the Content 
 Template button 
 from the toolbar and then select the needed template:
	
	
To then link to your template later use the browse for template button.